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As per a study conducted by E&Y, India has the highest Fintech adoption rate globally of 87% which is significantly higher than the global average rate of 64%. Widespread adoption of block chain technologies in the industry has resulted in the emergence of cryptocurrencies and many use cases in different sectors like insurance, banking, real estate and healthcare. The creation of India stack, a platform to facilitate digital payments and the introduction of BHIM UPI for money transfer is yet another example of BFSI getting pro-technology.

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